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Deferred Member Annual Benefit Statement Frequently Asked Questions - 2023

Why haven't I received an Annual Benefit Statement? 

Deferred Benefit Statements were dispatched from the end of June 2023.

You may not receive a statement if we do not hold a current address for you. If you would like to notify us of your address please use the online change of address form

Has the Pensions Increase for 2023 been applied to my pension? 

The benefits shown on the statement will include the pensions increase awarded on 10 April 2023 where applicable. 

Can my deferred benefits be paid earlier than the date shown on my statement?         

You may opt to have your benefits paid before the date shown with an actuarial reduction. The earliest date deferred members may opt for payment is from their 55th birthday, but members whose deferred benefits accrued following opting out, may not opt for payment until they have left the employment under which the benefits accrued. Members wishing to take the early payment of their deferred benefits should provide the Pensions Office with 3 months notice of the date they wish to take the benefits from.

For further information you can visit the LGPS Member website

In all other cases we will write to you 4 weeks prior to your benefits becoming payable in full. If you wish to access them earlier than this you will need to contact us using our contact us online form

Can I access my deferred pension on ill health or compassionate grounds?

  • If you suffer from ill health to the extent that you would be permanently incapable of your former post, then it might be possible to pay your deferred benefits early. Please contact your former employer who can arrange an appointment with an Independent Registered Medical Practitioner.

  • At their cost, your former employer has the discretion to waive some or all of the actuarial reduction, which would apply to the early release of your benefits, on compassionate grounds. They should have a written policy on how they will determine cases which should be made available to you on request.

What if I contribute to the LGPS under another employment?  

You will receive a separate statement in respect of each of your pensionable employments. 

What if I want to request further estimates of my pension benefits?

In all instances the Annual Benefit Statement should be sufficient to assist you in understanding the current value of your pension benefits. Further estimates will not be provided as we do not know what the Pensions Increases will be in the future.

In all cases we will write to you 4 weeks prior to your benefits becoming payable in full. If you wish to access them earlier than this you will need to contact us using our contact us online form